COTI is a payment solution that enables individuals to pay each other and make transactions that span across the globe. With COTI, individuals can send and receive money from any place in the world. This is achieved through a peer-to-peer network that operates without any middleman, with no third party involved. COTI’s decentralized architecture eliminates any chance of fraud, as well as the need for a trusted third party to settle transactions. COTI was designed to be a truly global payment network.