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Stellar is a much more attractive choice that a coin such as Ripple, and I feel that it will soon overtake Ripple in it's place among the top ALT's with a larger token supply. They have numerous partnerships and projects in the works, and you have projects like Kin that migrated from the ETH platform to Stellar, mainly due to it being more functional. This is a really good long term investment.
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Stellar is public infrastructure for money.
Supported by a nonprofit, Stellar brings the world together by increasing interoperability between diverse financial systems and currencies.
Stellar is a technology that enables money to move directly between people, companies and financial institutions as easily as email. This means more access for individuals, lower costs for banks, and more revenue for businesses. Help better the world’s financial infrastructure by participating in our community or by building on Stellar.