ADA vs XLM

Whether you have just started investing in cryptocurrencies, or are a veteran in the space, you have likely come across Cardano (ADA) and Stellar (XLM), two of the more popular cryptocurrencies by market cap.

Cardano and Stellar vary substantially in how they approach their philosophy, design and value propositions.
Cardano is a smart contract network that enables owners of its ADA cryptocurrency to help operate its network and vote on changes to its software rules.
Stellar, on the other hand, was created to challenge traditional transactions by allowing its users to send money and assets globally.