Credit union mortgages may come with advantages such as lower fees and interest rates. Here are some of the best credit unions for VA and FHA loan borrowers, first-time home buyers and those wanting to apply for a mortgage online.

You may have heard good things about credit union mortgages. Credit unions are member-owned nonprofit organizations that use their profits to reduce costs and fees, and to offer higher savings rates.

Credit unions can excel at financial education and customer service with local branches, making them a good place to shop for a mortgage. And credit union mortgage rates may be more competitive than rates from banks or other lenders.

These credit unions rise to the top of the heap for first-time home buyers, VA and FHA loans, digital convenience and other factors.